FICO Credit Scores
FICO® Score 700 and above are:
Excellent, Group A rating by lenders, have access to the best interest rates and terms and about 60% of U.S. population falls within this group.
FICO® Score 600-699 are:
Good credit, Group B rating by lenders, you will have access to good interest rates but may not qualify for the very best interest rates and terms and about 27% of the U.S. population falls within this credit range.
FICO® Score 500-599 are:
Risky credit, Group C rating by lenders, you may still qualify for a loan, but may pay higher interest rates and about 12% of the U.S. population is within this range.
FICO® Score 499 and below are:
Very risky credit, Group D rating by lenders which means you may have liens, foreclosures or credit problems, you may still be eligible for a loan, but you may have to pay the maximum allowable interest rates and about 1% of the popuation falls within this credit range.
You can now see some of the benefits of why it is important to have a good credit score. Do you know your credit score?
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